WE ARE REQUIRED BY LAW TO GIVE YOU THE FOLLOWING INFORMATION ABOUT THIS DEBT. This information is NOT legal advice and is not a complete list of all of your legal rights.
If you would like to learn more about your legal rights and options, you can consult an attorney or a legal assistance or legal aid organization.
The legal time limit (statute of limitations) for suing you to collect this debt has expired. It is a violation of the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq.,
to sue to collect on a debt for which the statute of limitations has expired. However, if somebody sues you anyway to try to make you pay this debt, court rules REQUIRE YOU to
tell the court that the statute of limitations has expired to prevent the creditor from obtaining a judgment.
You are not required to provide the collector with an admission, affirmation, or acknowledgment of the debt, a promise to pay, or a waiver of the statute of limitations. Even
though the statute of limitations has expired, you may CHOOSE to make payments. However, BE AWARE: if you make a payment, the creditor’s right to sue you to make you pay the
entire debt may START AGAIN.
You may discuss your account with this collection agency’s call center manager, Nicholas Rodriguez, or any call center representative of this collection agency by calling
1-800-616-0166.
New York City: Permit #1155818
By clicking CONTINUE, you indicate that you have read and understand the foregoing, and wish to proceed.